Use Your Home Equity to Support Retirement — Without Monthly Mortgage Payments
★★★★★
5-Star Google Reviews
Clear, Local Reverse Mortgage Guidance for Florida Homeowners age 62 and older.
I’m a Florida-based mortgage professional who works directly with retirees — not a call center. My role is to explain how reverse mortgages work and answer questions to help you determine whether this option aligns with your goals.
How a reverse mortgage can help you:
- Pay off your mortgage.
- Eliminate the need for monthly mortgage payments.
- Provide a line of credit to absorb rising taxes and insurance
- Provide cash for travel, RVs, renovations, and other personal needs
- Allow you and your spouse to remain in your home for life
Reverse Mortgage Common Questions, Misunderstandings, & Concerns
These are the most common concerns I hear from Florida homeowners:
- “The bank owns my home.”
- You keep title and ownership.
- “I give up all my equity.”
- All equity, present and future, belongs to you or your heirs.
- “I must sell the home if the loan balance were to exceed the home value.”
- FHA ensures you and your spouse may remain in the home—just pay your taxes, HOI, and basic upkeep.
- “I won’t have time to discuss with family and counsel with professionals.”
- FHA mandates third-party counseling before the application process can begin. This affords you time to discuss with family and personal advisors, and I offer to speak with them as well.
No obligation. No pressure. Just information.
Not ready to schedule a call? That’s okay.
About Rocco
I’ve spent 20 years helping Florida homeowners purchase and refinance their homes with conventional and FHA products. My focus with reverse mortgages is education first — so you can decide whether this option truly fits your needs.
★★★★★
5-Star Google Reviews
Here are a couple of examples from clients and local professionals:
⭐⭐⭐⭐⭐
Rocco did an amazing job walking my buyers through the process. They were nervous about getting a reverse mortgage to purchase their home, but he explained the benefits, which were very low pressure, upfront & honest, and made things as simple as he could for the buyers. Every time I spoke to the buyers about the mortgage, they had nothing but kind words for Rocco. Also, he kept us very informed every step of the way, even as we all dealt with the hurricane. I highly recommend a conversation with Rocco Sansone, even if you’re just starting to consider a reverse mortgage. His honesty and care for the individual are evident from the start.
— Allison Vaughn – Realtor-Broker – Toobox Sisters
⭐⭐⭐⭐⭐
“My husband and I just purchased a home through Rocco. Rocco is very thorough in his research. We were very pleased that he took the time to give us multiple, very detailed scenarios. He responds promptly to any questions you may have. I highly recommend Rocco for the loan process.
— Morgan Newsome – Homeowner
Rocco Sansone — Serving Florida homeowners statewide
NMLS ID: 1723468
email: mortgage@roccosansone.com
cell: 727-642-8875
Encompass Mortgage Services, Inc. — NMLS ID: 1614463
Non-Fiction and Fiction 